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www.pinoynewsmagazine.com

+1 (847) 329-1073 | pinoynewsmagazine@yahoo.com

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DECEMBER 2025

News You Can Use

Some changes that could cut your 2025 tax bill

MOST of the changes are products of the One Big Beautiful Bill (OBBB), signed into law on July 4. If you qualify, you can take advantage of the new tax rules when you file your federal income tax return for 2025, which is due April 15, 2026.


If you’re retired or approaching retirement, here are some tax changes that could save you big bucks.


Higher standard deduction

If you claim the standard deduction on your tax return, you probably know it increases each year to account for inflation. But you may not have known that the OBBB added an extra 5 percent increase to the inflation-adjusted standard deduction for the 2025 tax year. For example, a married couple claiming the standard deduction on a joint return can reduce their taxable income by an extra $1,500.


If you are 65 or older, or blind, you get a bigger standard deduction — an extra $2,000 for single filers and heads of household, or $1,600 more for each qualifying spouse on a joint return (for a total of $3,200). The extra deduction is doubled for those who are both 65-plus and blind, to $4,000 for an individual and $3,200 for each qualifying spouse filing jointly.


New deduction for older taxpayers

If you’re 65 or older at the end of 2025, you might qualify for a new federal income tax deduction of up to $6,000 if you file an individual return, or up to $12,000 if your spouse is also 65 or older and you file jointly.


Not everyone 65 or older will receive the full deduction — or any deduction at all. The amount you can deduct depends on your modified adjusted gross income (MAGI) — your total adjusted gross income, plus certain tax-free income for people living out of the country. If your MAGI is greater than $75,000 ($150,000 for joint filers), the deduction is gradually reduced by 6 cents for every dollar over that amount.


Let’s suppose you’re 70 years old and single. If your MAGI is $80,000 — $5,000 over the $75,000 threshold for single filers — your deduction is reduced by $300. That lowers your deduction to $5,700.


You can’t claim the new deduction if your MAGI is $175,000 or more ($250,000 or more for joint filers).


The new deduction for the 65-plus crowd is separate from the basic standard deduction and the bonus standard deduction for people 65 and older. In fact, eligible taxpayers can claim the new deduction whether they take the standard deduction or itemize on their return — but it’s offered only through the 2028 tax year, when this OBBB provision expires. (For more tax tips, See AARP Online News)




COMMUNITY NEWS - DECEMBER 2025

FilAm Lions Chubs help in time of food insecurity; Serve hot meals every Wednesday at Rizal Center


By Norma Manankil

Volunteerism Columnist


FREE Meals and food giveaways during the Season of Thanksgiving are a usual happenings but Chicago Mabuhay Centennial Lions Club donate and serve food regularly, every Wednesday at Rizal Center, 1332 W. Irving Park in Chicago to senior citizens and to anyone in need of hot food or facing hunger.

The Club president, Reynel Espiritu, said that lately the Chicago Fil-


USA Lions Club members also give his group some help and the members of that club are now serving lunch and also donating food stuff.


Espiritu’s Lions Club also partnered with Elgin’s Holy Trinity Lutheran Church and in collaboration with Vee Armer in providing hot meals to federal employees on Nov. 3 -5 during the government shutdown when essential workers continued reporting to work even when their paychecks were withheld.


TSA, SSA , RRB workers at Midway Airport and Social Security Administration offices at the West Loop were served meals when they faced food insecurity due to the prolonged shutdown. The need was made known by the American Federation of Government Employees Local 375 and Espiritu’s group duly responded.

Lioness Herminia Espiritu and her fellow members were key in the success of this volunteerism projects. “We are hoping that more people will share their blessings and start giving back to the community,” says Reynel. To volunteer or to avail of the group’s services, Call 708-369-7525.



PH Consulate General of Chicago, Area KORs to mark 129th year of Jose Rizal’s Martyrdom

THE 129th death anniversary of the Philippine National Hero, Dr Jose Rizal, will commemorated on Dec. 30 at 9:15 am with a floral offering and brief cultural program at the Rizal Monument at Margate Park at the Chicago North Side to be followed by a brunch reception at the Kalayaan Hall at 122 S. Michigan Ave. Suite 1600, Chicago.

The event will be headed by Consul General Melanie Rita Diano and Knights of Rizal Area Commander Mariano A. Santos, KGOR. Consulate officials will also participate along with KOR chapter commanders Edward Brotonel (Chicago), Armando Boncales (Maynilad) and interim-head Felix Gonzales (Malaya).

Dr. Jose Rizal was shot at 7 am, Dec. 30, 1896 at the Bagumbayan (now the Rizal Park) and became a martyr at age 35 for the cause of Philippine Independence. Spanish colonizers condemned him to death accusing him of subversion because of his writings and works for justice and freedom.

The Dec. 30 event is open to all freedom-loving people. The KOR and Ladies for Rizal also welcome persons who would like to spread the ideals of the National Hero, 

Call 847 528-4991 for details.


    SIMBANG GABI SCHEDULE 2025

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      Last-Minute Flights Home? Here’s How to Save

      IF you’re scrambling to book a flight to the Philippines at the end of the year, you’re not alone, and you’re not too late. Airfare rises sharply as the travel date approaches because airlines use dynamic pricing: as seats fill and demand ticks up, fares climb to capture travelers with urgent plans. The logic is simple: if you need to travel at the eleventh hour, you’re likely willing to pay a premium.


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      Many families think they’ve missed their chance when holiday dates tighten, but it’s not too late to get home. ASAP Tickets has access to unpublished deals from major U.S. cities, including New York, Los Angeles, Seattle, and Chicago. You can book flights with trusted carriers such as United, Philippine Airlines, Cathay Pacific, and others. Agents will help you compare routes and find an option that fits your schedule and budget. You can also explore alternative routes through unexpected hubs, which may be less expensive depending on your travel dates.


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